做個醒目嘅業主
不困難
只要你做得對
DIY業主最常見的10個錯誤或疏忽
錯誤 #1
沒有對準租客作背景審查及信用檢查
背景審查及信用檢查就像X光一樣，可能讓您看出準租客不為人知的一面。
過去的行為傾向於預測未來的行為。 如果租客有不支付賬單或連續拖欠賬單的過去記錄，則這種行為有可能在將來繼續發生-這意味著租金將有可能被拖延支付或甚至無法支付。
背景審查及信用檢查將使您確認租客有能力支付租金，並且其信用記錄沒有“危險信號”。 在出租物業之前，請確保已從準租客獲得書面許可以作背景審查及信用檢查。
錯誤 #2
不當地要求準租客提供個人資料
在收集準租客或租客的個人資料時，業主只應收集與出租和管理物業有關的基本資料。
業主應確保這些收集行為符合PIPA（Personal Information Protection Act《個人信息保護法》）和RTA（Residential Tenancy Act《住宅租務法》）中的規定。
此外，根據 BC Human Right Code《卑詩省人權法》，業主不能基於種族，膚色，血統，出身地，宗教，婚姻狀況，家庭狀況，身體或精神殘疾，性別，性取向，年齡，或合法收入來源，拒絕出租給該租客。
錯誤 #3
沒有定立及簽署正確的租務協議
業主應在有書面協議的情況下租出物業，該協議應採用標準租務協議表格（RTB-1）。.
根據RTA（Residential Tenancy Act《住宅租務法》），即使業主在沒有租務協議的情況下出租物業，租務協議的標準條款仍會自動適用。 那麼，為什麼不定立及簽署正確的租務協議來保護自己呢？
業主和租客都必須在協議上簽名並註明日期。 業主需要在簽訂協議後的21天內向租客提供一份簽訂協議的文本。
錯誤 #4
還未申請許可執照便出租物業
要在溫哥華市地區(City of Vancouver) 租用住宅物業，無論是否僱用物業經理，業主都需要為出租物業申請執照。 出租物業包括典型的單戶住宅(Detached House, Townhouse)，公寓(Condo/Apartment)，以及巷道房屋(Laneway House)，次要套房 (Secondary Suite) and 和房間房屋 (Rooming House)。
了解法規以及許可要求對於業主至關重要。 在沒有所需的許可證，執照和批准之下，出租物業總是不明智的。
錯誤 #5
還未購買業主保險便出租物業
無論您是出租物業還是自用物業，又或即使您的租客已經有租客保險，業主也應購買業主保險以保障你的物業價值。
租客保險主要涵蓋租客擁有的個人財產和責任。業主需要單獨購買另一個的業主保險，以防止因意外事件（例如火災或水災）而對您的物業造成損害。 如果有人在您的物業上受傷，業主還需要購買責任保險。
錯誤 #6
租客搬入/搬出物業時，沒有跟租客做物業狀況檢查
根據RTA（Residential Tenancy Act《居民租務法》），業主必須給租客必要的機會檢查物業，並在檢查後7天內提供完整的 Condition Inspection Report 《狀況檢查報告》的副本。
租約期滿時，業主和租客亦應該一起檢查該物業的狀況。
完成這些步驟很重要，因為比較搬入和搬出的《狀況檢查報告》，業主和租客可以查看物業是否損壞以及由誰負責支付維修費用，並決定如何扣減租客的按金。
錯誤 #7
沒有確保租客按時支付租金
作為業主，按時收取租金絕對至關重要。 RTA（《住宅租務法》）非常明確，房租必須按時足額付清，如果租客是10天通知之下，則應在第五天結束前付清租金。
如果租客未在到期日午夜之前支付房租或需要支付水電費用，業主可發出10天終止租約通知。 該通知可以在房租到期後第二天或書面要求支付水電費後30天送達租客。
如果租客在收到通知後的五天內支付了所有租金和水電費，則該通知將被取消，並且租約可以繼續。
錯誤 #8
低估了所需的時間和精力
業主經常問，他們是否有可能自己管理好自己的出租物業。 答案是當然是有可能，只要您有足夠的知識，經驗，資源和時間，而且更重要的是，不要低估它們的範圍和深度。
例如，根據 Residential Tenancy Act 《住宅租務法》（RTA Sec.32.1），出租物業必須符合法律要求的健康標準，安全標準和住房標準。 業主通常負責以下基本維修和保養問題：暖氣，水暖，電，鎖等。業主必須準備在合理的時間，白天和晚上回應租客及這些需求。
錯誤 #9
物業租出後，沒有定期檢查
保護出租物業的最佳方法之一，是在出租期限內對其進行定期檢查。
否則，您可能會為時已晚，驚訝地發現任何被忽視的物業結構破損，物業被利用犯罪，無故長期空置，未經業主許可下飼養寵物或種植大麻，等等。
還需要注意的是，大多數業主保險都有條款，規定出租物業需要定期檢查。
錯誤 #10
僱用無牌物業經理
您可以自己管理出租物業，也可以聘請物業經理。 如果您決定僱用一名物業經理，請確保他/她是持牌的.
如果您正在僱用的是無牌物業經理。 他們不僅可能沒有房地產經驗，而且沒有監管機構來監管他們在管理您的出租物業的行為，以及保護您作為他們客戶的權益！
你會發現
專業持牌的物業經理 是與眾不同
我們不能保證上述提示會否能夠幫助您有效地管理你的物業。
但是，我們認為，忽略它們，會十分不智。
請記住，要找到一個專業而且有執照的物業經理，
一個專業應該是全心全意為您服務，而不是為他自己的佣金而服務您。
客戶的評價
（由於空間有限，此處僅顯示部分收到的推薦書）
Ken Lam
We hoped to find good tenants for our rental property. Lotus and Patrick helped a lot in the whole progress including thorough with their screening process from suitable prospects, interviewing possible new renters, and reference checks.
They took pictures for a move-in inspection report to record possible damages. They are using cutting edge technology like 3D walkthru tour and effective digital marketing to find a good tenant.
Lotus and Patrick who have always been reliable, honest, trustworthy, and helpful in all situations have always given us peace of mind and no worries at all. I will not hesitate to recommend them to anyone who is looking for a property manager.
Clara Chan
We are very impressed with your professionalism and candid advices to us during the past weeks, which helped to ensure that the rental unit is in its best state for renting. There are several areas of the unit that require work to be done, e.g. removal of furniture, and they were taken care of smoothly.
You went through a very meticulous search for prospective tenants, and conducted a thorough due diligence in validating the financial well being of the tenants.
We will definitely vote for Lotus and Patrick’s service as 5++ stars. We will continue to rely upon your excellent services to manage the rental unit going forward.
Winnie
Susan Ching
It was our pleasure to work with Lotus even before our daughter moved back to Vancouver 18 months ago, Lotus has been extremely helpful in assisting our daughter to settle down with her first home.
Our family recently bought a beautiful condo for what we have considered being a very good deal in Metrotown, Lotus was endlessly helpful throughout the process, from the initial search to closing. At the same time, he also helped to rent out our other condo within one week despite the competitive market.
We felt Lotus was efficient, organized and professional. We would not hesitate to recommend his service to anyone who is looking for properties in Vancouver and for sure Lotus will be our designated realtor for our family.
Samuel Lam
I'd like to say thank you to Lotus and Patrick for their property management services of my apartment unit in downtown Vancouver.
In the past, my impression about finding a good property manager is difficult, because I heard that the profit from it is not attractive, and the quality of services may be in doubt.
Luckily, Lotus and Patrick help me to change this view. After take procession of the new apartment, Lotus and Patrick help me to followup the lists of deficiencies with the developer, they spent lot of effort to market the unit for me (including using some high tech to 3D scan my apartment and let potential tenant view my apartment online, etc).
Finally, the apartment is rented successfully in 2 weeks time, to a employee who works in NASDAQ listed high tech company. I feel that they are professional and will not over-committed. I am happy and confident to refer my friends to Lotus and Patrick, and wish them all the best.
Sharon & Garros
During every day in Vancouver, I was in a hurry to deal with a lot of things, problems were appear and I did not know how to solve them. At that time, I accidentally met him. When I met him the first time, I felt that he was very friendly and gentle.
During our conversation, he analyzed the situation of our property with professional knowledge and solve my problems. What was the most memorable about him? It was his professional service mode seem a "24-hour" work attitude for client. I was very much appreciated to him.
Before leaving Hong Kong, I decided to hand over my property to him. Of course, he professionally and immediately followed up and quickly helped me rent out my unit with a good pricing . I am very grateful to him, and thank God for arranged us (my spouse and I) to met - Lotus Yuen @ Remax.
H Y Mok
Sameer Patel
It was very nice experience working with Lotus and Patrick. They carefully reviewed property aggrement and suggested necessary changes as per bylaws. They advertisted property on multiple sites and managed more than 15 showings. I am very glad that I gave them task for tenant placement service and they did great job.